It logs itself
One Apple Shortcut points at your bank’s SMS alerts. After that, every transaction logs itself the moment the text lands.
A private money coach · Built for the UAE
Your money has
a coach now.
Frichie reads your bank SMS, turns every transaction into a clean budget, and tells you exactly what’s safe to spend until payday. Parsed on your iPhone. Private by design.
- Raw SMS never leaves your phone
- On-device parsing
- AED-first, home-currency totals
Why Frichie
A coach that does the boring part.
The bank texts you swipe away become a clear month on their own — no spreadsheets, no receipts, no manual entry. Then Frichie does the part that actually helps: it coaches you.
It reads the merchant
Frichie parses the merchant and amount on your iPhone, then files each one under the right category — groceries, transport, bills, and more.
It coaches you
A safe-to-spend number, the subscriptions quietly draining you, and savings goals with a pace line — so the month never gets away from you.
Where it went
See your month at a glance.
Every category is a tile, sized by how much you spent and coloured by what it is. The big tiles are where the money actually goes — no scrolling a list to find out.
- Area equals spend. Bigger tile, bigger bite out of your month.
- Over budget shows in warm ember — a nudge, never an alarm.
- Tap any tile to see the transactions behind it.
Spend · June 2026
6,000AED
AED 2,000 left of AED 8,000 budget
91%
Groceries1,820 / 2,000
+18%
Shopping1,180 / 1,000
88%
Home & family1,100 / 1,250
77%
Transport850 / 1,100
99%
Bills690 / 700
Health410
Safe to spend
One honest number, every day.
Frichie looks at what’s left after your bills, commitments, and savings goals — then tells you what’s genuinely free to spend before payday. No guessing, no mid-month panic.
- Commitments come out first. Rent, subscriptions, and goals are set aside before the number is shown.
- It updates the instant a transaction lands.
- A daily pace shows if you’re ahead or behind for the rest of the month.
Plan · Safe to spend
9
days to payday
Safe to spend
AED1,480
That’s about AED 164 a day until payday.
Found money
Catch the subscriptions draining you.
Frichie spots the recurring charges hiding in your statements — the free trial that started billing, the app you forgot, the gym you don’t go to — and surfaces them so you can cancel.
- Recurring charges, detected. Same merchant, same rhythm — flagged automatically.
- A price jump on a subscription gets called out, not buried.
- See your true monthly commitment total at a glance.
3 subscriptions found
AED 211 / month · 2 you might not need
S
Streaming Plus
AED 56
/ month
F
Unused
Fitness app
AED 79
/ month
C
Price up
Cloud storage
AED 76
/ month
Cancel the two unused ones and you’d keep AED 155 a month — AED 1,860 a year.
Goals
Saving for a trip? Frichie sets the pace.
Name a goal and a date — a trip to Japan, a new laptop, a rainy-day fund — and Frichie works out what to put aside each month, then shows whether you’re on pace to get there.
- A pace line shows exactly where you should be by now.
- Goals feed straight into your safe-to-spend number.
- Ahead of schedule? Frichie tells you that too.
Plan · Goals
✈️
Trip to Japan
Target · April 2027
AED 7,200
of AED 15,000
Saved so far
Target pace
AED 480 ahead of pace · on track for April
Private by architecture
Your raw messages never leave your phone.
A money coach has to see your spending. Frichie sees it the only honest way — on your device. Your bank texts are read and categorized right on your iPhone. Not on a server. Not by us.
Stays on your iPhone
- Your raw bank SMS, in full
- Your account & card numbers
- Names, amounts, and balances
- Transactions, budgets & history — synced only through your own iCloud
only this leaves →
The little that leaves
- Only for purchases Frichie can’t place on its own
- A tiny, redacted note: { merchant, band, type }
- A coarse amount band — never your exact figures
- No ads, no trackers, no data brokers — ever
How it works
Set up once. It runs itself.
No bank login, no account linking. Frichie uses the transaction texts your bank already sends you — and one Apple Shortcut does the rest.
Add the Shortcut
One tap adds the Log to Frichie Shortcut and points it at your bank’s SMS sender ID. About two minutes, once.
Texts log themselves
Every bank text is handed to Frichie and parsed on your iPhone — merchant, amount, and type — then filed under the right category.
Frichie coaches
Your budget, safe-to-spend number, subscriptions, and goals stay current — automatically, the moment money moves.
Early access
Be first in line.
Frichie is in TestFlight beta. Join the waitlist and we’ll send you an invite the moment it opens.